If you are like one-third of adults, you probably do not like the appearance of your teeth. To get the smile of your dreams, you know that your cosmetic dentist in Dallas can help. To make visiting your dentist affordable, you pay monthly premiums for your dental insurance. While your benefits do cover the cost of cleanings and checkups, there are limitations for cosmetic services. Depending on the type of treatment and the reason it is needed, your policy may pay for a portion of the procedure.
Will My Insurance Cover Cosmetic Dentistry?
Dental insurance is designed to keep your teeth and gums healthy through a focus on preventive care. Therefore, your routine appointments are often covered in full and your insurance may pay as much as 80% of necessary restorative treatments. Unfortunately, cosmetic dentistry alone does not improve the health of your teeth or your gums. As a result, it is deemed to be elective, so your benefits will often not cover it.
In some cases, your insurance may pay for a portion of the cost if the treatments also improve your oral health. Now, cosmetic and restorative dentistry often overlap, so there are certain procedures that can be included in your benefits.
To use your insurance for cosmetic purposes, your cosmetic dentist in Hiram must deem it necessary to promote your dental health. Certain treatments that may be covered can include:
- Cosmetic Bonding: It not only improves the size, shape, and color of a tooth, but it can also be used to repair a chip or crack that may harm its long-term health or structure.
- Porcelain Crowns: Crowns are most often used to restore the health of a damaged or decayed tooth to save it from an extraction. Now, the use of all-ceramic materials allows them to look natural to promote the appearance of your smile.
- Gum Reshaping: This can resolve a gummy smile by making your teeth appear longer, but it can also repair the gum line when it has been damaged by infection or trauma.
- Tooth Replacement: Many insurances will now cover a portion of the cost of tooth replacement options, such as dental bridges, dentures, and dental implants.
Are There Treatments That Aren’t Covered?
There are some cosmetic treatments that are rarely covered by dental insurance because they do not offer restorative benefits, such as:
- Teeth whitening
- Invisalign
- Veneers
Get a Beautiful Smile Today!
If you are ready for the smile of your dreams, your cosmetic dentist will help you maximize your dental coverage to reduce any out-of-pocket expenses whenever possible. To pay any remaining balance, there are many payment options available, like CareCredit.
Start your journey to a beautiful smile today by scheduling your consultation.
About Distinctive Dentistry
Distinctive Dentistry provides cutting-edge cosmetic and general dental care. We offer customized solutions to help our patients achieve healthy, beautiful teeth and gums while working with many insurance providers to keep services affordable. Contact our office today to see how cosmetic dentistry can improve your smile.
